Compliance

Licensing & legal disclosures

Comprehensive information about our licenses, certifications and regulatory compliance for your peace of mind.

NMLS information

Nationwide Multistate Licensing System & Registry — verifiable license data.

Pedro Lira

Pedro Lira

Loan Officer

NMLS ID
#318973
Experience
25+ years
Phone
(801) 308-0273
Email
pedrol@brokerlenders.com

Xpert Home Lending

Mortgage Company

NMLS
#2179191
Address
1100 Satellite Blvd NW, Suwanee, GA 30024
Phone
(916) 474-9051

License verification

You can verify our licenses and regulatory information on the official NMLS system.

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State licenses

Pedro Lira is licensed to operate in the following states.

Utah

Primary state

Licensed by the Utah Department of Financial Institutions.

Idaho

Active

Licensed under the Idaho Department of Finance.

Nevada

Active

Licensed under the Nevada Division of Financial Institutions.

California

Active

Licensed under the California Department of Financial Protection and Innovation (DFPI).

Texas

Active

Licensed under the Texas Department of Savings and Mortgage Lending (SML).

Florida

Active

Licensed under the Florida Office of Financial Regulation (OFR).

Colorado

Active

Licensed under the Colorado Division of Real Estate (Mortgage Loan Originator licensing).

Legal disclosures

Key information about regulatory compliance and operating practices.

Equal Housing Opportunity

Xpert Home Lending and Pedro Lira are committed to equal housing opportunity. We do not discriminate based on race, color, religion, sex, disability, familial status, national origin, sexual orientation or gender identity. We comply with all applicable fair housing laws.

NMLS Disclosure

Pedro Lira (NMLS #318973) is a licensed loan officer operating under Xpert Home Lending (NMLS #2179191). All lending activity is subject to oversight by the applicable state and federal authorities.

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Privacy & data protection

We protect your personal information in accordance with applicable federal and state laws, including the Gramm-Leach-Bliley Act and other financial privacy regulations. Your data is kept confidential and secure.

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Regulatory compliance

We comply with all applicable federal and state regulations, including TRID, RESPA, TILA, SAFE Act and all state mortgage licensing laws. Our practices are audited regularly.

Questions about licensing or compliance?

We're here to answer any question about our licenses, compliance or processes.